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Apply before becoming an associate. After the application, we’ll allow you to: 1. Discover you’re entitled to become a PenFed user 2. Open a Savings/Share Account and deposit at least $5 Apply before becoming a part. After the job, we’ll allow you to: 1. Discover you’re eligible to become a PenFed user 2. Start a Savings/Share Account and deposit at least $5 What sort of PenFed loan th...