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Say you've got three credit cards and owe a complete of $20,000 at a 22.99per cent yearly rate compounded month-to-month. You will have to spend $1,047.37 a for 24 months to bring the balances down to zero month. This works away to $5,136.88 compensated in interest alone as time passes. In the event that you consolidated those bank cards as a lower-interest loan at an 11per cent yearly price co...